Money’s picks for the best online banks and credit unions for 2026.

Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

Check out Money’s picks for the best banks for high-yield savings accounts in 2026.

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

How to earn the bonus: Open a new Wells Fargo Everyday Checking account with a minimum opening deposit of $25 and make a total of $1,000 or more in qualifying direct deposits to your new checking ...