Even after you’ve paid off your home, you can still borrow against your home’s equity. There are several ways to tap your equity when you’re mortgage-free, including with a home equity loan, HELOC or ...

Homeowners in the U.S. have relied on two familiar methods for accessing their housing wealth, otherwise known as equity, in the past. Those two methods are home equity loans and home equity lines of ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Not every homeowner will qualify, however. One of the key qualifications ...

Housing prices are climbing, but so too are levels of home equity. Many homeowners are tapping into theirs: The size of home equity line of credit balances ballooned by $9 billion in Q2 2025 to a ...

Angelica Leicht is a seasoned personal finance writer and editor with nearly two decades of experience but just one goal: to help readers make the best decisions for their wallets. Her expertise spans ...