When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...
After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, ...
Silvio Tavares waited years for news that finally arrived in July: government-sponsored enterprises Fannie Mae and Freddie Mac would finally allow lenders to use something other than a FICO score to ...
On September 5, 2025, we published a research paper concluding that VantageScore 4.0 overstated its performance claims. We identified key methodological flaws in VantageScore’s analysis and, after ...
BOZEMAN, Mont.--(BUSINESS WIRE)-- FICO (NYSE: FICO), global analytics software leader, today released a new white paper revealing that FICO ® Score 10 T – the company’s most predictive and inclusive ...