Income protection insurance can offer a lifeline if you’re unable to work due to illness or injury by paying out a portion of your salary while you’re off. Our guide explains the options to help you ...

There are around 4.31 million self-employed workers in the UK according to recent government figures. If you are among them – and therefore without employer-based sick pay – being unable to work will ...

This story is part of a series on financial and economic literacy funded by Ecstra Foundation. Having income protection insurance means that if you get sick or injured and can’t work, you’ll still get ...

As a Marine helicopter pilot, I was the unfortunate witness of too many young families losing a loved one. The pain of sudden death is overwhelming. Our hearts and minds seem to lack the ability to ...