The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.
You may be able to get more income out of your savings each year.
Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...
The difference between planning for 20 versus 30 years of retirement isn’t just an extra decade, it fundamentally reshapes ...
For most people, the 4% rule sounds simple enough in that if you retire with $1 million, you can withdraw $40,000 in year one and adjust for inflation annually, and if you do everything right, your ...
When Social Security covers only half your retirement spending, the other half must come from somewhere. How you manage that ...
A 4% withdrawal rate is a common rule of thumb when planning for retirement. But what does that mean? And more importantly, is it right for you? This blog post... A 4% withdrawal rate is a common rule ...
For decades, retirement planning has assumed inflation would average around 2-2.5% annually, and financial planners built ...
For years, financial advisors have drilled the so-called "safe withdrawal rate" into the heads of retirement planners. The rule of thumb? Live on 4% of your nest egg per year, and your money should ...
Bill Bengen, the retirement researcher who created the well-known 4% rule, has a message for early retirees: you might be ...
People save so they can have smooth retirements, and this may be the year more of them start withdrawing from their nest eggs ...
The most talked-about retirement rule of thumb just got a serious update. Bill Bengen, the financial planner who popularized the now-legendary "4% rule," has revisited his calculations. His latest ...