We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But while annuities are considered a reliable way to ensure financial ...

Explore the Safe Withdrawal Rate, including its definition, factors, and alternatives. Discover the role of financial ...

Baby boomers in target date funds mistakenly believe their retirement savings are protected as they near retirement. Typical ...

Forbes contributors publish independent expert analyses and insights. I write about investing, retirement, & workplace savings plans. When determining an appropriate investment portfolio, one’s risk ...

Bill Bengen, a financial planner, forged an industry standard in 1994 for thinking about 'safe' withdrawal rates for investment portfolios during retirement. Although no one can reliably predict the ...

Meagan is a former Series 7 financial advisor and current writer focused on blending straightforward information with a dose of humor on topics including equity investments, insurance products, and ...

Below are five different basic investment objectives, as well as five matching example strategies. The examples are designed to demonstrate the differences between conservative, moderate, and ...

If you're focused on doing better financially in retirement, turning to dependable, low-risk investments can be smarter than chasing the next hot stock. These "boring" investment vehicles aren't ...

If you find yourself in the enviable situation of having saved more for retirement than what you’ll actually need, in addition to patting yourself on the back, you may want to know where to invest ...

Being a “good saver” doesn’t guarantee financial security. Parking money in low-return options may feel safe, but inflation ...