NPS is a government-backed retirement savings scheme that not only helps individuals build a retirement corpus but also ...

Can an employee, who has earlier opted for the National Pension Scheme or the NPS shift to the UPS or the Unified Pension ...

As employees evaluate retirement schemes like NPS and UPS, the decision-making process gets tougher, given their unique ...

In a major step towards ensuring transparency and fairness in welfare distribution, the Uttar Pradesh government has started ...

The Unified Pension Scheme is the new retirement scheme effective April 1, 2025. It is for central government employees. If you're currently under NPS, you’ll have the option to shift to this new plan ...

National Pension System (NPS) helps individuals save for retirement by investing in different assets like stocks, government ...

What is National Pension Scheme? NPS is a market-linked defined contribution scheme that helps you save for your retirement. It is a government-backed, voluntary retirement plan regulated by the PFRDA ...

Starting April 1, 2025, central government employees can switch from the National Pension Scheme to the Unified Pension Scheme offering guaranteed benefits.

NPS and PPF both have a lock-in period, although investors can make partial withdrawals. After three years, NPS allows for partial withdrawals from the account. You can seek withdrawals of up to 25% ...

Under UPS, if you have worked for at least 25 years, you will get 50% of the average basic salary of the last 12 months before retirement as a pension. If your service is more than 10 years, you will ...