If you've ever wondered what Dave thinks... Don't sell your home alone. Get in touch with one of our trusted Pros: https://goo.gl/JrY72T | Dave Ramsey
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If you've ever wondered what Dave thinks... Don't sell your home alon…
131.4K viewsFeb 16, 2018
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A home equity line of credit might feel like a safety net, but it’s really a trap. | Ramsey Real Estate
1:19
A home equity line of credit might feel like a safety net, but it’s really …
93.3K views4 months ago
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Dave Ramsey: Don't take on home improvement debt
Dave Ramsey: Don't take on home improvement debt
Aug 12, 2017
knoxnews.com
This is the best way to approach buying a home. With no other debt holding you back and an emergency fund of 3 to 6 months worth of your expenses saved, you'll have a solid foundation (pun intended) set. Next up, save a down payment of at least 5% of your target home's price. 20% is ideal to avoid having to pay extra monthly for private mortgage insurance. We recommend a mortgage where the payment is no more than 25% of your monthly take-home pay on a 15-year, fixed-rate loan. To quickly find ou
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This is the best way to approach buying a home. With no other deb…
485.6K views6 months ago
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This situation is all too common... It’s SO important for all of us to know the difference between being able to barely make the payments on a home and being able to afford the home. Ramsey guidelines for home affordability are that the payment should be no more than 25% of your take-home pay on a 15-year, fixed-rate mortgage. We recommend putting no less than 5% down if you’re a first-time homebuyer. A 20% down payment is ideal to avoid having that added PMI payment each month. PMI = private mo
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This situation is all too common... It’s SO important for all of us to kn…
562K views6 months ago
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Dave Ramsey: Why it's not always smart to pay off your house right away
Dave Ramsey: Why it's not always smart to pay off your house right …
Nov 15, 2020
Fox BusinessDave Ramsey
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