Most homeowners think they need a 15-year mortgage to pay their house off early. 𝐍𝐨𝐭 𝐭𝐫𝐮𝐞. If you make just one extra principal payment per year, you cut your 30-year mortgage down by 4–5 years — without refinancing or committing to a higher monthly payment. 💡Tip: Divide that extra payment across 12 months to make it painless… just label it “principal only.” That’s the entire strategy. Simple, powerful, and massively underrated. #tomthelender #mortgagetips #mortgagepayoff #payoffyourmort
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